PayTransit
A Caribbean payroll SaaS, pay runs, time clock and bank-ready exports in one dashboard.

What we built.
PayTransit is a payroll SaaS we built for small and mid-sized businesses in the Caribbean. Owners run payroll, track staff time and leave, and export payment files for RBC, Scotiabank and Commonwealth Bank, all from one dashboard. Staff clock in and out from a shared kiosk screen, those hours flow into the pay run, and the business pays everyone with a file their bank already accepts. Plans start at $49 a month based on team size.
- Pay runs with gross and net pay calculation
- RBC, Scotiabank and Commonwealth Bank export files
- Kiosk time clock with lunch tracking
- Leave and schedule management
- Payroll cost reporting and dashboard
- Subscription billing and free trial
The outcome.
Real numbers from the live product, measured at launch and after 90 days.
RBC, Scotiabank and Commonwealth Bank formats.
Subscription pricing tiered by team size.
Clock in, lunch breaks and clock out on a shared screen.
Employees, schedules, pay runs, reports and billing.

Where founders got stuck.
Most payroll tools are built for the US or UK and don't produce the bank files local Caribbean businesses actually use, so owners were calculating pay in spreadsheets and keying payments by hand. PayTransit had to get the calculations right, tie them to real clocked hours and leave, and output exact bank formats, while staying simple enough for a café owner to run on a Friday afternoon.
How we shipped it.
Start from the bank file
Local businesses pay staff by uploading files to their bank, so we worked backwards from the RBC, Scotiabank and Commonwealth Bank formats and made every pay run end in a file the bank accepts.
Time that feeds payroll
Built a kiosk-style time clock where staff pick their name, clock in, start lunch and clock out. Hours and leave flow straight into the next pay run, no re-keying.
Owner dashboard
One place to see headcount, payroll cost this month, the next pay date and monthly cost trends, with quick actions for a new pay run, adding an employee or logging hours.
Packaged as SaaS
Marketing site, free trial, team-size pricing from $49 a month and in-app billing, so the client could sell it to other businesses, not just run it.
Inside the product.










Built on what scales.
Production-grade tools we trust to run real businesses. Every layer transfers to you on launch.
Let’s talk aboutwhat you need built.
Thirty minutes with a senior engineer. Bring the problem, the process around it, and we'll tell you how we'd scope the build.
No pitch, no pressure